Rolling Meadows, Illinois Bankruptcy Attorney

Credit Repair After Bankruptcy

Bankruptcy doesn’t only affect your finances; it also affects your credit score. The fact that bankruptcy can remain on your credit report for up to 10 years will cause your FICO score to be lowered. However, there are steps you can take to rebuild your credit after filing for bankruptcy.

At Northwest Suburban Bankruptcy in Rolling Meadows, Illinois, we help individuals who wish to repair their credit, after bankruptcy, take the appropriate legal steps.

Review Your Credit Report

If you are serious about credit repair after bankruptcy, you will need to get a good luck at where you stand financially. You can do this by requesting a free credit report from any of the top 3 credit reporting agencies: Experian, Equifax, and TransUnion. From there, you can request your credit score. You can also sign up for a credit monitoring service to keep track of any changes made on your credit report.

Pay Bills On Time

Paying bills on time is one of the easiest ways to improve your credit score. Too often what happens is that most people feel they don’t have enough money to make bill payments, but NOT paying a bill on time will hurt you in the long run. Paying your bills on time helps to repair your credit after bankruptcy.

Apply for New Credit

Applying for new credit after your bankruptcy has been discharged may be one of the better solutions toward credit repair. You can keep a small balance and pay your card in full and on time each month to build credit.

Northwest Suburban Bankruptcy is available to provide you with alternative methods to repair your credit after bankruptcy. You can call our 24 hour answering service to learn more about how we can help you with credit repair after bankruptcy.

Contact Our Rolling Meadows Bankruptcy Attorney for Credit Repair

Contact Northwest Suburban Bankruptcy in Rolling Meadows for information about repairing your credit after bankruptcy. Call 847-394-3200 to speak with a bankruptcy attorney today.