Illinois Bankruptcy Lawyer

Medical Bills in Bankruptcy

Medical debt is one of the leading causes of bankruptcy. No one can predict when a personal injury or major illness will strike, rendering someone unable to work and make income. If you or a family member needs an operation or a highly extensive medical procedure, health insurance companies may only cover a small percentage, leaving you with the responsibility of covering all other medical bills. It is one of the most devastating types of debts, and on one is exempt from it.

When you are experiencing financial hardship due to medical bills, Chapter 7 bankruptcy may be the solution to wiping out the debt. Like other forms of unsecured debt, such as credit card debt, medical bills can be discharged in a Chapter 7 personal bankruptcy. However, if you think you may need ongoing medical treatment, you may want to consider filing for Chapter 13. When you file for a Chapter 13 bankruptcy to pay off debts, your medical bills can be lowered significantly.

At Northwest Suburban Bankruptcy in Rolling Meadows, Illinois, we help people understand their options for bankruptcy. Everyone has a different financial situation, and we work to resolve any type of financial hardship you and your family may be experiencing. To learn more about our bankruptcy practice and the services we can provide, call our 24 hour answering service at 847-394-3200.

Medical Debts for the Uninsured

There are alternative payment options uninsured people use to pay their medical bills. Some people use credit cards while others use designated health care cards that reduce interest rates on a medical credit card bill. If you have used a credit card to make payments on your medical bills, you may qualify for a debt management plan to pay off your medical expenses over a period of time. Speak to a bankruptcy attorney to learn more about your options with medical debts.

Contact Our Rolling Meadows Bankruptcy Attorney

Contact Northwest Suburban Bankruptcy in Rolling Meadows, Illinois to learn more about how we can help you discharge your medical bills in bankruptcy. Call 847-394-3200 to speak with an experienced bankruptcy attorney today.