Illinois Wage Garnishment Attorney

Wage Garnishment-Rolling Meadows Lawyer

Wage garnishment is when an employer is ordered by the court to withhold payment from an employee’s paycheck in order for that employee to pay off debt. In Illinois, a creditor must first sue you (the debtor) and win a judgment against you in order to deduct your wages. There are a few exceptions to this wage garnishment rule, however, depending on the type of creditor that is suing you and the type of debt that is owed by you. For example, a court judgment is not needed for unpaid income taxes, court-ordered child support and arrears, or student loans in default.

The creditors that need to obtain a judgment against you are most likely consumer creditors: creditors targeting you for credit card debt, or medical creditors and banks.

In most cases, wage garnishment is taken from your disposable income, and according to Illinois law, the most that can be deducted from your wages will either be up to 15% of your disposable income, or the amount of income remaining after deducting the Illinois minimum wage multiplied by 45, whichever is the lesser of the two. 

At Northwest Suburban Bankruptcy, our Rolling Meadows attorney works with individuals who are seeking protection against wage garnishment. We know paying back a debt can be difficult. Our job is to try and find the best solution that works for you and your financial situation. You have options through Chapter 7 and Chapter 13 bankruptcy, and we can offer you the legal support you need in order to ensure you rights are not violated.

Contact an Illinois Wage Garnishment Attorney

Contact Northwest Suburban Bankruptcy in Rolling Meadows, Illinois for help with wage garnishment matters. We are available to help protect your rights and can be reached on our 24 hour answering service at 847-394-3200. Call us today.